Underwriter

Responsibilities
Reviewing, examining, and underwriting loans to ensure soundness, accuracy, business value and compliance with the standards of both Leader Bank, our corresponding investors.
Evaluating debt ratio, loan-to-value ratios, credit score, property valuation and various other factors (including risk issues and potential fraud)
Assisting in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan-structuring solutions.
Reviewing and analyzing special conditions, loan deficiencies and exception requests to determine the appropriate action.
Coaching field personnel and brokers on technical underwriting issues, problems and/or questions.
Regularly exercising discretion and independent judgment in addressing critical business matters that have a significant financial impact.

Qualifications
Minimum of two years underwriting experience.
Experience in underwriting FHA loans. (preferred)
Experience underwriting condominiums. (preferred)
Understand the legal, regulatory, economic, competitive, and technological environments which potentially affect various real-estate lending programs.
Flourish in a fast-paced inside sales workplace environment.
Possess extensive understanding of underwriting systems and their components.
Have computer skills.
Advanced customer-interface skills.
Possess excellent analytical, interpersonal and communication skills (both written and verbal)

Skills Required
Minimum of two years underwriting experience.
Experience in underwriting FHA loans.
Experience underwriting condominiums.
Understand legal, regulatory, economic, competitive, and technological environments affecting real-estate lending programs.
Flourish in a fast-paced inside sales workplace environment.
Extensive understanding of underwriting systems and their components.
Computer skills.
Advanced customer-interface skills.
Excellent analytical, interpersonal and communication skills (written and verbal).