Mortgage Loan Originator

The Mortgage Loan Originator reports to and collaborates with the Branch Manager to perform a wide range of duties related to the origination of residential first mortgage loans. Must possess superior customer service skills, leadership skills, be extremely detail oriented, and self-motivated.

Principal Responsibilities
Including but not limited to:
Builds and develops referral contacts (customer referrals, realtors, builders, professional and personal contacts) to generate sales of residential mortgage loans and build a pipeline.
Assumes overall responsibility for the residential mortgage loan from application to closing.
Collects appropriate documentation from each applicant and Enters 1003 application in LOS (Encompass).
Maintains knowledge of available loan products. Originates permanent single family (1-4), FHA, VA, USDA, JUMBO and conventional mortgage loan products (FNMA/FHLMC/FHA/VA, etc.)

Required Knowledge, Skills and Abilities
One or more years of relevant self-generating mortgage loan experience
Contacts and referrals with local realtors, builders etc.
NMLS License
Knowledge of conventional and/or government lending guidelines
Excellent verbal, written, and interpersonal communication skills, resulting in the ability to interact with all levels of employees within the organization
Demonstrated knowledge of Microsoft Windows and Office (Excel, Word) or other transferable software packages.
Strong desire to excel in a competitive environment.
As defined by the S.A.F.E. Act, must register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System (NMLS) and maintain the unique identifying registration number.

Preferred Knowledge, Skills and Abilities
Experience using Encompass LOS is a plus