Analyst Real Estate Bridge Lending

The Analyst Real Estate Bridge Lending role is responsible for supporting the origination and underwriting of new commercial real estate bridge loans, the asset management of existing loans, and secondary capital markets transactions. The role provides financial analysis and due diligence to help the Real Estate Bridge Lending (REBL) team evaluate credit risk, monitor loan performance, and execute transactions.

Responsibilities
Builds and maintains financial models to analyze property cash flow and valuation under different operating scenarios. Performs debt service coverage ratio (DSCR) and debt yield analyses on commercial real estate collateral nationwide.
Manages due diligence by reviewing borrower, sponsor, property, and market information; maintaining data rooms and diligence trackers; and coordinating information flow. Orders and reviews third-party appraisals, environmental, engineering, zoning, insurance, title, and legal documents with senior team members.
Supports origination and transaction execution by coordinating with senior deal team members, borrowers, transaction counterparties, counsel, and other advisors. Tracks outstanding items and follows up to support completion of transaction milestones.
Assists with asset management of existing bridge loans by reviewing property financial statements, rent rolls, and business plan progress against underwriting assumptions. Updates asset summaries and communicates material variances or emerging credit concerns to senior team members.
Prepares credit committee presentations, asset reports, and responses to investor and corporate inquiries. Supports secondary capital markets transactions by compiling and reviewing loan information and coordinating transaction diligence and investor requests.
Monitors developments in commercial real estate and real estate capital markets nationwide. Evaluates and shares information relevant to property values, underwriting assumptions, and loan repayment prospects.
Performs other duties as assigned.

Qualifications
Undergraduate degree in a related field or an equivalent combination of training and experience.
Commercial real estate experience preferred.
Strong financial modeling, valuation, and analytical skills, including experience analyzing commonly used financial statements, preferred.
Broad knowledge of commercial real estate, basic understanding of legal and tax considerations, and ability to conduct thorough independent research preferred.
Strong verbal, written, and interpersonal communication skills, including professional client interactions and ability to communicate concepts concisely and support conclusions, preferred.
Strong organizational skills, attention to detail, and a proactive approach to working in a collaborative environment with competing deadlines preferred.
High level proficiency in Microsoft Office, including Excel, PowerPoint, Word, and Outlook, preferred.

What Success Looks Like

Delivers financial models and credit analyses with calculations reconciled to source documents, assumptions documented, and pride of ownership.
Completes assigned underwriting, portfolio reviews, and transaction deliverables by agreed deadlines and escalates information gaps or delays before deadlines are missed.
Maintains current diligence trackers with required documents organized and outstanding items and follow-up actions documented.
Identifies material changes in property performance or repayment assumptions during portfolio reviews and communicates concerns to senior team members when identified, with supporting analysis.
Acts with integrity, exercises sound judgment, and protects confidential information. Communicates professionally with internal and external stakeholders and applies feedback to subsequent assignments.