Senior Business Rules Analyst

Job Description
Overview

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.

Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect® and Heights Finance. Each brand is constantly evolving to better serve our customers.

Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance!

The Senior Business Rules Analyst supports the Risk team by translating credit strategy recommendations into business rules, decision logic, and system configurations. This role collaborates closely with Risk, Compliance, Scoring, and Technology teams to implement strategy and model updates, maintain documentation, support testing and change management activities, and ensure decisioning processes align with business objectives and regulatory requirements.

Responsibilities

Integrating with risk and scoring team to understand and interpret strategy recommendations and accurately translating these recommendations into the scoring decision and tracking the changes to ensure expected outcomes
Supporting model updates and strategy implementation process
Assisting in maintaining documentation including but not limited to, Model Change History, job aids, training  manuals, and resource library
Reviewing post-implementation documentation for lessons learned and recommending changes
Supporting scoring engine configuration and testing implementation of new products and scores, changes to existing scores and strategies and adherence to compliance and business requirements
Developing and executing testing, implementation, and communication plans for new or modified system parameters, options, product details
Developing and administering change control processes and procedures ensuring compliance with guidelines and best practices
Developing and maintaining documentation required to effectively manage scoring functionality and change history
Working with compliance to ensure documentation meets all regulatory needs
Analyzing and reporting discrepancies  to management with recommendations for resolution
Supporting acceptance testing of new software releases
Simulating and testing process improvements
UAT on System Change Requests (including new features, enhancements, and bug fixes) to ensure smooth deployment, training effectiveness, and improved customer service

Qualifications

Bachelor's degree or equivalent work experience
3+ years lending experience lending and underwriting experience, including underwriting decision engine knowledge (DigiFi, GDS Link, Provenir, etc) 
3+ years of experience with credit strategy and policy documentation creation and maintenance
1+ yr. experience in table-based or Business Rules configuration experience, Assurance or IT Support experience a plus
Strong understanding of JSON payload structures and API-based data exchange, with the ability to define requirements, validate mappings, and troubleshoot end-to-end integrations.
Experience onboarding and integrating third-party services (e.g., banking, fraud, underwriting, payment, or CRM platforms), including API configuration, testing, and production support.
Advanced coding analytical skills (Python, Tableau or Sigma)
Knowledgeable in Microsoft Office Suite including expertise with Microsoft SQL, or other SQL Development Environments (Snowflake, etc.)
Accuracy and strong attention to detail a must
Proactive and results oriented, can tackle strategic and operational issues
Exceptional problem-solving skills, ability to work effectively with minimal direction and accept feedback
Ability to prioritize, manage multiple projects, articulate and communicate complex results in a high-pressure environment
Ability to understand both technical and non-technical audiences and bridge the gap in communication
Motivated, flexible, innovative, self-directed, quick learner and team player