Senior Software Engineer, Core Platform

As a member of our Servicing Engineering team, you will play a pivotal role in ensuring smooth loan management, optimizing collections, and cultivating strong customer relationships. Our team's primary objective is to develop a cutting-edge loan servicing platform, introduce business process automation, enhance efficiency, and deliver an intuitive user experience for both borrowers and internal stakeholders.

As a Senior Software Engineer on our Servicing Engineering team, you'll work closely with cross-functional partners to identify areas for improvement, automate repetitive tasks, and implement scalable solutions. By optimizing workflows, integrating systems, and leveraging technology, we empower our servicing partners to prioritize high-value activities and deliver exceptional service to our customers. Your contributions will be instrumental in delivering exceptional customer experiences, while driving continuous improvement in our servicing capabilities to meet the growing demands of our unique role in the fintech ecosystem.

How you'll make an impact
Lead successful cross-team and/or multi-quarter, multi-engineer projects
Move quickly to drive both existing and greenfield projects forward, while always keeping our end users in mind
Proactively search out ways to expand impact that extends well beyond the Jira board
Turn team-specific projects into opportunities to up-level the team and the org's tech platform
Help us build our engineering team and make Upstart a genuinely awesome place to work

Minimum Qualifications
Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 5+ years of professional software engineering experience.
3+ years of experience developing backend applications using Kotlin, Java, or another object-oriented programming language.
Experience designing, building, and operating distributed systems, including service-to-service APIs and event-driven architectures.
Experience building and maintaining scalable backend services that process business-critical or financial data in production environments.
Experience contributing to decision engines that integrate with machine learning models to evaluate signals..
Experience writing production-quality code supported by automated testing, monitoring, and observability practices.

Preferred Qualifications
Experience working on systems that integrate with 3rd parties and/or ingest, store, expose large amounts of data
Experience with SQL, data warehouses, or other database technologies
Experience designing, developing, and deploying microservices-based applications
Strong sense of ownership and accountability for the quality and timely delivery of work
Demonstrated ability to take feedback well and actively incorporate it into work, showing a growth mindset and a desire to continuously improve
Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics.