Credit Lead - Technology

WHAT WILL YOU DO?
Team Management: Leads and manages a team of Credit Solutions colleagues of various levels, providing functional guidance, risk management coaching, and performance management.
Credit Management: Oversees credit analysis, underwriting, and portfolio management within the assigned industry/region/or credit line, ensuring alignment with organizational goals and risk management practices. May be involved in the initial assessment process for new credits, subsequent credit approval discussions, and management of the team’s workflow.
Performance Monitoring: Monitors and analyzes portfolio performance.
Risk Management: Ensures effective risk management practices are in place, maintaining high standards of credit quality and origination in alignment with Bank’s credit risk appetite, and compliance with institutional and regulatory requirements.
Business Growth: Drives business growth through strategic planning, market analysis, and identifying new opportunities.
Collaboration: Works closely with cross-functional teams to ensure cohesive and effective credit operations to achieve the Bank’s strategic initiatives. Participate in and run ad-hoc projects to support the organization’s priorities.
Industry Awareness: Stays informed about industry trends, regulatory changes, and competitor activities to proactively address potential impacts on the region/industry and credit operations.
Talent Management: Engages in formal and informal talent management activities to train, develop, manage, and coach team members, fostering a culture of continuous improvement and professional growth

WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
Bachelor's Degree or equivalent in Finance, Business, or related field
Minimum 8 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries
Minimum 3 years of leadership and coaching experience in underwriting or credit management, even if informal

Additional Qualifications
Advanced experience in credit management and lending operations, with a strong understanding of risk management principles
Proven leadership and coaching skills, with the ability to train and develop talent
Excellent communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams
Strong analytical skills, with the ability to interpret complex data and make informed decisions
Industry-specific knowledge and expertise

WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $141,830 - $263,408 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.