Underwriting Manager

What You'll Do
Own day-to-day management of the underwriting team, driving productivity, accuracy, service quality, and guideline adherence
Partner cross-functionally with Sales, Processing, and Closing teams
Evaluate applicant information against underwriting criteria to flag high-risk cases, confirm application completeness, and make investment recommendations
Serve as the first point of contact for eligibility escalations
Advise the team on investment decisions for edge cases and escalations, in line with Hometap's risk threshold
Identify and mitigate underwriting risks, including monitoring QC error trends and emerging risk patterns
Coach and develop underwriters to drive high performance in pipeline management, communication, and quality
Ensure team members adhere to investor guidelines and Hometap procedures
Participate in recruiting, career development, and succession planning for the team
Propose actionable plans and adapt underwriting processes as circumstances change
What You Bring
5+ years of underwriting experience in residential finance
2+ years of experience managing a production-based team
Extraordinary attention to detail, with strong proofreading and fact-checking skills
Strong critical thinking and decision-making skills, particularly in nuanced, gray-area situations
Comfortable working with legal and compliance leaders to escalate potential issues
Ability to multitask and work under pressure in a deadline-driven environment
Experience managing, motivating, and developing a team
Proactive approach to daily work, with the ability to juggle multiple responsibilities
Clear, effective communication skills, with the ability to work well across Sales, Processing, and Closing
Strong client service skills
Bachelor's degree, ideally in business, finance, or a related field
The salary range for this role is $110,000 - $125,000, depending on your experience, skills, location, and other factors. You’ll also be eligible for additional incentives and receive meaningful equity, so you can share in our growth and success. We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.

Skills Required
5+ years of underwriting experience in residential finance
2+ years managing a production-based team
Extraordinary attention to detail, strong proofreading and fact-checking skills
Strong critical thinking and decision-making skills for nuanced situations
Comfortable working with legal and compliance leaders to escalate potential issues
Experience managing, motivating, and developing a team
Ability to multitask and work under pressure in a deadline-driven environment
Clear, effective communication skills and ability to work cross-functionally
Strong client service skills
Bachelor's degree, ideally in business, finance, or a related field